Buy & Renew Car Insurance Online in Kolkata
Calcutta, as it used to be called, is the capital city of West Bengal in eastern India. The Kolkata Metropolitan Area, after Delhi and Mumbai, is the third-most populous metropolitan area. Kolkata, with its large population and economic opportunities is one of India’s busiest cities. The metropolitan hustle and bustle can lead to road accidents. If you own a vehicle and live in Kolkata, it is important to protect your investment by purchasing car insurance. Well-designed auto insurance policies provide financial compensation for the insured if they are involved in third party liabilities. If your vehicle is damaged in a variety of scenarios, additional coverage can offer you even more protection. * All claims are subject to the terms and conditions of your motor insurance policy. Learn more about the importance of car insurance in Kolkata. Find out what’s covered and how to choose the best plan.
Why you should have car insurance in Kolkata
There are many reasons why you need car insurance in Kolkata.
Financial protection against accidents*
According to the Annual Review Bulletin published by the Kolkata Traffic Police in 2022, the total number motor vehicles registered at Kolkata as of the year 2022 was 21,08,718 [1] . Accidents are likely to occur in a city with so many vehicles. Accidents can cause injuries, property damage, and financial loss, among other things. You are responsible for any financial losses if you cause an accident and damage property or injure someone. The government of India made third-party insurance mandatory for motor vehicle owners. You must therefore buy Car insurance in Kolkata So that you are not only legally compliant but also financially supported in the event of an accident. It ensures that the third party will be fairly compensated without you having to suffer any major losses. The motor insurance policy will specify the terms and conditions for claiming.
Protection from own damage*
Accidents can cause damage to your car as well as injuries to others. You may suffer heavy financial losses depending on the extent of the damage. You could lose a lot of money if you buy a Motor Insurance If you have a comprehensive plan, your car is covered for damages not only due to accidents, but also from other causes. The motor insurance policy will specify the terms and conditions for making a claim.
Coverage for floods and other disasters*
Kolkata’s monsoons are notorious; heavy rains can cause waterlogging or floods. A auto insurance In such situations, a plan is essential. Comprehensive car insurance covers damages caused by floods and other natural disasters. In the past few years, Kolkata and the surrounding areas were also the epicenter of severe cyclones. Car insurance covers damages to your vehicle caused by natural disasters. Car insurance protects you not only from damage caused by water during monsoon, but also against other natural disasters. The motor insurance policy will specify the terms and conditions for making a claim.
Protect against theft and other malicious activities*
Kolkata’s urban life is vibrant, but it comes with challenges. These include the risks of theft, burglary, and similar crimes. The right Car insurance Plan can be a protection against such threats. It offers financial compensation in the event of theft, burglary or other malicious acts. The motor insurance policy will specify the terms and conditions for claims.
What to look for when buying car insurance in Kolkata
Here are some things to consider when buying car insurance in Kolkata:
All round protection
The coverage can vary from insurer to insurer and plan to plan. You should choose a plan from a reputable insurer that meets your needs. You can use the calculator to get an estimate of the premium for your chosen plan. Car Insurance Calculator .
On-the-spot claim disbursements
This feature allows you to make instant payments for claims that fall within a specified limit.
High Claim Settlement Ratio
This ratio shows the commitment of an insurer to settling claims. The higher the ratio is, the better along with any other positive aspects associated with the insurance company.
Network Garages in Kolkata and elsewhere
You can receive repairs without paying cash at network garages. You don’t have to pay large amounts of money, then wait for reimbursement. Look at the number garages that the insurer operates in Kolkata. Also, check out the network garages to ensure that you have access to cashless repairs while on the road. The motor insurance policy will specify the terms and conditions for claims. You can choose the best car insurance policy by considering the factors above. You can change your insurer if your current insurer is not meeting your insurance needs. Renew your car insurance .
