How to avoid being a victim of a cyber attack in 2023

In the past couple of years the internet has become our “go-to” person. Isn’t it the best that we believe all of our problems can be solved here? It is indeed! It is, but only if you use it with care. Every coin has two faces. We consider our internet use to be basic. We are therefore safe. You can also be the victim of a cyberattack. You could accidentally click on a link that was sent to you by a third-party or receive suspicious SMS/calls. Sometimes we may even be tempted to entertain such activities because we are either unaware, caught up in something else or just busy. You may also save passwords, bank details and other important details to a website. Let’s learn some cyber-safety tips in this article.

First Things First!

Let’s learn more about cybercrime before we can understand cyberattacks. Cybercrime is the criminal use of a computer or computer network. Cybercrime is the illegal obtaining of data from computers, and then misusing that information for personal or political gain.

What Happens in a Cyber Attack

In a cyberattack the hacker gets access to your computer, or any networked devices, where they can obtain all of your personal and professional information, as well as your financial details. This is a growing problem in the world we live in. It is important to take preventive measures and choose a suitable Cyber insurance policy. Now let’s learn how to avoid becoming a victim. Before we do that, let’s familiarize ourselves with the terms that will allow us to understand cyber insurance coverage when buying an insurance policy.

Cyber Insurance Terms You Must Know

In India, cyber insurance policies offer a variety of coverages.

1. Identity theft: When another person uses your name, personal information, and credit card numbers without your consent to obtain loans, or credit cards.
2. Phishing This is when someone sends a fraudulent email or message claiming to come from a reputable company in order to get your personal information such as passwords, credit card numbers, etc.
3. Malware This is software which can access data through unauthorized access of any computer or network system.
4. Cyberstalking : The use of digital or electronic communications to intimidate or threaten someone.

Note: This list is for informational purposes only. Please visit our website for more information. *T&C Apply

4 Tips for Cyber Safety: How to Avoid Cyber Attacks

Cyber scams is not a new thing. Reduce your risk of being scammed. Here are some tips to help you stay safe in the digital world.

1. Enable Multifactor Authentication Both two-factor authentication and multifactor authentication serve the same function. These add an extra layer of security to the platforms or websites you use daily. Imagine them as your personal bodyguards for your website, social networks, banking apps, etc. They will prevent unwanted visitors from entering.
2. Use Strong passwords: An ideal strong password would contain at least twelve characters. It should include numbers, special characters and upper- and lowercase letters. It is easier to remember 123456, and it makes it more difficult for hackers to access your information. Use only numbers in chronological order as passwords. You should change your passwords regularly and not save them anywhere. Separate usernames and passwords are required for each account.
3. Purchase a Cyber Insurance policy: This acts as a protection against various cyber threats. It provides maximum protection against various cyber risks and fraudulent activities, especially with the increasing use of the Internet. You will be protected from any damages caused by a cyberattack with a good cyber insurance plan. Understand the coverage of your cyber insurance policy.
4. Learn about Online Safety: As a manager of an organization, your day will be filled with links, passwords and multiple accounts. It is vital to inform your employees of the ways in which they can protect themselves from data breaches.

*T&C Apply Here are some tips to help you maintain a healthy online experience:

1. Update your software regularly
2. No one should have access to your passwords or devices
3. Backup your data regularly
4. Verify the source of links before clicking.

Wrapping It Up

We are more susceptible to cyber-attacks because we use the internet so often. Select our Individual Cyber Safe Insurance Policy to be protected against 10 cyber-threats. The tips above are meant to help you stay cyber-secure.