Health Infinity Plan – Comprehensive Health Insurance with No Limits on the Sum Insured
In today’s society, the importance of health insurance cannot be understated. According to a recent study, the cost of hospitalization for medical problems has more than doubled over the past five years. It is important to have health insurance in order to deal with these costs. It is also important to choose the right health insurance plan. Health Insurance plan. The Health Infinity Plan from Bajaj Allianz General Insurance Company is a great option for you and those close to you. This plan offers comprehensive coverage and a wide range of features to protect you and your loved ones against medical risks. * All claims are subject to the terms and conditions of your health insurance policy. Learn more about Health Infinity Plan.
Features of Health Infinity Plan
Let’s take a look at the general features of Health Infinity Plan.
1. There is no limit to the amount insured
There is no maximum amount of insurance when you purchase a Health Infinity Plan. You can increase/decrease the amount according to your needs. * All claims are subject to the terms and conditions of your health insurance policy.
2. Rent multiple rooms
This plan allows you to select a daily rate that is affordable to you. The ranges start at Rs 3000 per day and go up to Rs 50,000. * All claims are subject to the terms and conditions of your health insurance policy.
3. Check-ups for free to prevent illness
Members of the Health Infinity Plan are entitled to a free preventive check-up every three years. The amount is equal to the daily room rental chosen by the policyholder. There is a maximum limit of Rs 5000 for each member. * All claims are subject to the terms and conditions of your health insurance policy.
4. Choose from multiple policy terms
The Health Infinity Plan is a good option if you are looking for a long-term plan. The plan can be purchased for 1, 2, or 3 year terms. *
5. Protect your loved ones with coverage
The Health Infinity Plan also covers your spouse, dependent children and parents. * All claims are subject to the terms and conditions of your health insurance policy. Understanding the Health Insurance Benefits Included in any plan is the list of inclusions. Next, let’s look at it.
Inclusions in the Health Infinity Plan
Here are some of the benefits you will receive when you purchase the Health Infinity Plan through Bajaj Allianz General Insurance Company:
In-patient hospitalisation
This plan allows the insured to claim hospitalization expenses without sub-limits. The expenses include room rental (as chosen by the policyholder), charges for nursing, surgeons, anaesthetists, diagnostic tests relevant to the hospitalisation, specialist fees and more. *
Prehospitalisation and Post-hospitalisation
The insurance company will accept a claim for ‘inpatient hospitalisation’ as well. *
Day-care procedures
The policy will cover expenses incurred by an insured person for day-care procedures/surgeries performed in the hospital’s inpatient department. The policy may not cover expenses incurred for day-care procedures/surgeries in the hospital’s outpatient department. *
Road ambulance
The Health Infinity Plan will pay up to Rs 5000 per hospitalization for ambulance costs. * All claims are subject to the terms and conditions of your health insurance policy. Each inclusion may come with its own set of conditions. The amount of the claim may be based on the limits set forth by the policy. Before proceeding, read the policy document.
Health Infinity Plan Exclusions
The following are the Health Infinity Plan exclusions:
Dental treatment
Dental implants, cosmetic surgery, dentures, dental prostheses and other dental procedures are not covered.
Unwarranted medical treatment
The expenses incurred by in-patients where the medical supervision of a qualified nurse and doctor is not required around the clock, will not be covered.
Medical Care due to War and Related Activities
The plan may not cover medical expenses due to wars, invasions, acts of hostilities and other similar events. Acts of terrorism can be covered. * All claims are subject to the terms and conditions of your health insurance policy.
Adventure and hazardous sports
The insured may not receive coverage for medical expenses incurred due to their participation in adventure or hazardous sports (as professionals). Before proceeding, it is recommended that you read the policy document to learn more about the Health Infinity Plan’s other exclusions and those mentioned above. In addition to the information above, it is important to note that some aspects may be subjective. In the event that an insured member has pre-existing conditions, they might have to wait longer than the standard waiting period. * All claims are subject to the terms and conditions of your health insurance policy. When you are planning to purchase health insurance, the Health Infinity Plan is a good choice. Individual health insurance They can use it for their own family or themselves. The features can be tailored to fit one’s budget and needs.
